Free tool
This free calculator compares the real, all-in monthly and long-term cost of three ways to support someone aging in Los Angeles or Orange County: moving to an assisted living facility, coordinating in-home care yourself, or having Vivere Concierge manage it for you — including costs families often forget, like home carrying costs and one-time modifications.
Rates last updated: August 2026. Educational estimate only — not a quote, and not financial or medical advice.
It depends almost entirely on how many paid care hours a week are needed. With light help — roughly 10 to 20 hours a week — staying at home is usually less expensive in Orange County, even after home carrying costs. Once paid care passes about 40–50 hours a week, an assisted living community's bundled monthly fee often becomes comparable or lower. The calculator above shows both sides at your own numbers.
Agency-billed in-home caregiver rates in Greater Los Angeles generally run in the high $30s to mid $40s per hour, and Orange County sits in a similar band. Rates vary by shift length, overnight coverage, and how specialized the care is, so treat any single number as a midpoint rather than a quote.
Industry cost data puts the crossover around 40 to 50 paid hours per week. Below that, home care typically costs less; above it, a facility's flat monthly fee usually wins on price because it bundles housing, meals, and staffing. Cost is only one input, though — most families weigh it alongside familiarity, community, and how much change feels manageable.
No, and we don't claim it does. Vivere coordinates the same licensed agencies and private-duty professionals at their own rates; the Executive Membership is an added monthly cost on top of that care. What it removes is the sourcing, vetting, scheduling, and household coordination work — which most families are otherwise doing themselves, unpaid, on nights and weekends.
Three: the cost of simply keeping the house running (property tax, insurance, utilities, upkeep, and any mortgage or rent), one-time home modifications like bathroom safety work or a stairlift, and second-occupant fees at a community when a couple moves together. The calculator separates one-time costs from recurring ones so they don't get blurred together.
Regional averages are anchored to the industry-standard Cost of Care survey data for assisted living and in-home care, sanity-checked against current Los Angeles and Orange County market rates. Where we don't have regional data for a ZIP code, we say so and show the nearest metro or national average rather than inventing precision.
Prefer to skip the averages? The Home & Lifestyle Audit prices the plan around your actual home, or you can book a free consultation and talk it through first.